Securing a mortgage as a self-employed individual comes with its own set of challenges and considerations. In this blog, we'll discuss navigating self-employed income and the hurdles one might face when applying for a mortgage. Although the flexibility and autonomy…
Applying for a mortgage can be an exciting and nerve-wracking experience. You’re one step closer to owning your dream home, but there are many details to sort out first. One crucial step in the mortgage process is submitting the key…
There are always many options to help you buy a home! If you are worried about rising interest rates and buying a home, there are options that offer a lower rate at the beginning of your mortgage. These lower rates…
Let us help you buy a home! Sometimes you find a home you love, but you cannot buy it at that time. If that sounds like your situation, you and the property owner may want to consider a rent-to-own option.
The Secret to Making Sweat Equity Work for You! FHA loans and Freddie Mac HomePossible® loans allow a borrower to furnish labor and/or materials on a property being purchased up to the amount of the entire cash investment, including the…
Many people ask us what types of heat sources are okay for homes where the borrower is using FHA to finance the property. Here’s the information – and by the way, USDA (Rural Housing) uses FHA rules listed below as…
VA loan assumptions are not restricted to Veterans who have VA eligibility. Anyone can assume a VA loan if they meet the occupancy, credit and income requirements set forth by the VA.
MassDREAMS is a grant available with a MassHousing or MHP first mortgage loan and is made possible by federal funding from the American Rescue Plan Act of 2021, which provides assistance to states to mitigate the economic effects of the…
Not everyone who served our country is eligible for exemption of the Funding Fee —but there are many, many veterans who DO qualify and don’t realize that they are eligible.
Home prices during inflation can turn anyone into a skeptic when it comes to buying real estate. Especially after last year’s housing market craze, when the seller’s market caused home prices to skyrocket, you’re probably wondering, “Now that there’s talk…
